How To Get a Car Loan With Bad Credit

Stadium Toyota

Credit Assistance

The Stadium Toyota Finance Department offers customers access to credit assistance programs that help even the most credit-challenged individuals obtain a car. So, regardless of your current credit score or credit history, Stadium Toyota can help!

Toyota Credit Assistance in Tampa, FL

Do you have poor credit? You NEED To Read This.

  • Poor Credit happens
  • Bankruptcy happens
  • Divorce happens
  • Repossessions happen
  • Late payments happen
  • Life happens

Crappy credit happens. We understand and we're here to help!

"With over 15 years of experience, I am the best at what I do and I CAN help you buy a car. I have over 50 lenders to work with on getting you the best loan available.

Please feel free submit an application and I will personally review it and provide my expert advice on getting you the best auto loan available.

Or, call me personally for a no-obligation credit consultation. We don’t even need to pull your credit scores to discuss your personal situation and options for obtaining financing."

APPLY FOR FINANCING Call for a Credit Consultation
Will Byrd

Will Byrd

Finance Director

"Financing was a breeze. Stadium explained my options and got me an incredible rate and monthly payment in my price range."

- Francine R., Google review

Documents You Should Bring to the Dealership for Financing

Valid Drivers License

Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.

Personal References

A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.

Phone Number Verification

Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional Documents are Required if any of the Following Apply to You:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.